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Russians were told which bank cards are important to get rid of as soon as possible
Analyst Eryaniya Bochkina warned all Russians about this, DEITA.RU reports.
As experts explain, unexpected debts most often appear after the bank charges a fee for annual servicing of the "plastic". In such situations, cardholders may be completely unaware that debt has begun to accumulate on their cards.
In response, experts recommended that citizens get rid of unused credit cards as soon as possible. This is necessary not only to protect themselves from sudden debt accumulation. There is another important element on the Banki.ru portal:
Even if you have unused or unused credit cards, it can affect your ability to issue large loans. The fact that a loan applicant has one changes the readings of the debt load already taken into account when calculating the loan.