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My 15 year old daughter's investment portfolio
My daughter also has her own small investment portfolio. Today she turned 🎂15. On this occasion, I decided to tell you a little about her activities.
My daughter was only 11 years old when she bought her first stock. I suggested she start a stock portfolio during the crash in March 2020. She had been saving for a long time, and the interest rates on her savings were very low. And the stocks that crashed promised good returns during the recovery.
My daughter agreed, and we created a small portfolio of four works. Sber (180 rubles), Lukoil (4400 rubles), MTS (275 rubles), and Detsky Mir (88 rubles).
The portfolio showed good dynamics, and after her birthday on October 18, 2021, my daughter collected her savings (equivalent to 27,000 rubles) and instructed me to buy more shares. Sberbank-P (333.36 rubles), MTS (320.25 rubles), Detsky Mir (134.64 rubles), Gazprom (368.70 rubles), VTB (0.055470 rubles) and Gazpromneft (520.10 rubles) were also bought.
The entry point was not as successful as the first, but everything turned out as the child had hoped. Everything grew by leaps and bounds. And as you know...
In 2022, my daughters did nothing with their portfolios. Maybe I should have insisted on buying more in the good moments, but if you remember, we were all moving and acting in complete uncertainty, at our own risk.
On October 15, 2022, I paid my daughter all the dividends accumulated in the portfolio at that time, the result was 5,793.4 rubles (I do not withhold taxes from children).
On March 15, 2023, I decided to close my position in Detsky Mir and accordingly sold the shares in my daughter's portfolio. Instead, I also bought Sberbank-p. (Detmir ~75r
Of the six positions, four are profitable and four pay dividends.
Dividends are not yet reinvested, but are paid to your children based on their decisions.
An additional amount of 1490.80 rubles has been identified for the remainder of 2022, 4864.7 rubles for 2023 and 4926.5 rubles for 2024. I will transfer it to my daughter today💸.
Over the entire period, the portfolio has already brought in 17,075.4 rubles.
Until now, my daughter has not given me any more instructions to buy shares.
She, like many others, thinks it is more profitable to invest money today. (I wrote my thoughts on this here and here). Let's see what happens next.
I'm not campaigning for her stocks either. In my opinion, she should now think more about her studies, stop following stocks and spend her earnings on promotions (she has been working or trying to earn extra money since she was 12). And if you put money aside now, it will be a small part of your income and only to develop sustainable life habits.
Thank you for your interest! 🙌
I'm wondering if your child has their own stock portfolio or savings. What do you think about that?
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