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Sobyanin: Moscow is the leader in issuing loans to small and medium-sized businesses
Moscow remains the leader among Russian regions in terms of the volume of loans issued to small and medium businesses. This was reported by Sergei Sobyanin, the portal of the capital's mayor and government reported.
According to market data, in the first six months of this year, Moscow entrepreneurs received 2.5 trillion rubles from banks, which is 54% more than in the same period in 2023.
Moscow accounts for 28% of the total number of loans issued to small and medium-sized businesses (SMEs) in Russia. As of July 1, the capital's SME loan portfolio amounted to 4.2 trillion rubles, an increase of 18% since the beginning of the year.
Sobyanin linked this dynamic to state support. He noted that Moscow, together with the federal government, has a program of preferential lending to the city. Every 20th borrower uses the guarantee of the Moscow Guarantee Fund.
As of July 1, the fund's existing guarantee portfolio amounted to 51 billion rubles, providing financing for small and medium-sized businesses in the amount of more than 110 billion rubles. • Preferential loans of up to 30 million rubles for priority industries; • Online loans of up to 5 million rubles without collateral; • Loans secured by intellectual property rights up to 50 million rubles.
Small and medium businesses selling products with deferred payment can also receive capital support. The factoring company provides funds and makes payments to the client upon delivery of the goods. Entrepreneurs working in priority industries can enter into preferential factoring agreements for up to 100 million rubles.
The mayor also recalled that in July last year he launched a new program for entrepreneurs engaged in export activities. Accordingly, you can take out a loan of up to 100 million rubles at an interest rate of 11.5% per annum.
These funds can be used to replenish working capital related to the production and delivery of goods under the contract. The preferential interest rate is valid for 2 years.
Moscow entrepreneurs will be able to learn about the rules of working on brand reputation at the conference "The Road to the Buyer's Heart", which will be held on October 21 from 12:00 in the Tekhnograd pavilion on Mira Avenue. 19:00.