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Now Russians can choose the time: Russia has launched insurance by the hour
With 700 hours of insurance coverage, you can manage it and customize it to suit your lifestyle. CEO Igor Kobzar spoke about the unusual offer of SberLife Insurance at the FINOPOLIS forum on innovative financial technologies.
The new program "Insurance for an hour" has two tariffs: basic and extended. The first concerns the risk of injury, disability and accidents. Secondly, there is also the risk of temporary disability and hospitalization, including as a result of amateur sports.
Both tariffs provide individuals with 700 hours of insured time, which can be activated when planning trips, sports competitions or other events that involve additional risk. Insurance can be activated for any period, but for a minimum of 1 hour.
You can connect and manage your insurance from the web application and the SberLife Insurance website.
Hourly Insurance is very convenient. If you decide to protect yourself during an upcoming event, such as snowboarding or a trip out of town, you can do it in just a few clicks. Turn on the insurance and choose the time you need. The service is currently available on web apps and websites, but in March 2025 it will also appear on mobile apps.
Soon, you will be able to insure your parents and children and replenish your insured time balance yourself. We will also give you insurance hours for a healthy life. Imagine this. Jogging gave me free insurance minutes that I could activate before my next workout. I believe that hourly insurance is the future not only for the insurance industry, but for everyone. Because it is a more conscious and profitable approach to risk management.